Rates
Account Rates
Savings Account
| Account Type | Annual Percentage Yield (APY) | Annual Percentage Rate (APR) | Minimum Deposit |
|---|---|---|---|
| Regular Share Savings |
0.05%¹ | 0.05%¹ | $5.00 |
| IRA Share Savings |
0.05%¹ | 0.05%¹ | $5.00 |
| Holiday Club Account | 0.05%¹ | 0.05%¹ | $25.00 |
| Vacation Club Account | 0.05%¹ | 0.05%¹ | $5.00 |
Certificate of Deposit
| Account Type | Annual Percentage Yield (APY) | Annual Percentage Rate (APR) | Minimum Deposit |
|---|---|---|---|
| 3 Month CD | 0.50%¹ | 0.50%¹ | $500.00 |
| 6 Month CD | 0.50%¹ | 0.50%¹ | $500.00 |
| 9 Month CD | 4.00%¹ | 4.00%¹ | $500.00 |
| 12 Month CD | 4.00%¹ | 4.00%¹ | $500.00 |
| 16 Month CD | 3.75%¹ | 3.75%¹ | $500.00 |
| 18 Month CD | 3.75%¹ | 3.75%¹ | $500.00 |
| 24 Month CD | 3.75%¹ | 3.75%¹ | $500.00 |
| 36 Month CD | 3.50%¹ | 3.50%¹ | $500.00 |
| 60 Month CD | 3.50%¹ | 3.50%¹ | $500.00 |
IRA Certificate of Deposit
| Account Type | Annual Percentage Yield (APY) | Annual Percentage Rate (APR) | Minimum Deposit |
|---|---|---|---|
| 12 Month CD | 4.00%¹ | 4.00%¹ | $500.00 |
| 16 Month CD | 3.75%¹ | 3.75%¹ | $500.00 |
| 24 Month CD | 3.75%¹ | 3.75%¹ | $500.00 |
| 36 Month CD | 3.50%¹ | 3.50%¹ | $500.00 |
| 60 Month CD | 3.50%¹ | 3.50%¹ | $500.00 |
Money Market Share Account
| Account Tiers | Annual Percentage Yield (APY) | Annual Percentage Rate (APR) |
|---|---|---|
| Minimum Balance $1,000.00 | 0.10%¹ | 0.10%¹ |
| Minimum Balance $10,000.00 | 0.40%¹ | 0.40%¹ |
| Minimum Balance $25,000.00 | 0.45%¹ | 0.45%¹ |
| Minimum Balance $50,000.00 | 0.50%¹ | 0.50%¹ |
| Minimum Balance $100,000.00 | 1.00%¹ | 1.00%¹ |
¹Rates subject to change without notice.
Loan Rates
| Loan Type | APR (as low as)1 | Rate Type | Financing |
|---|---|---|---|
| New Auto | 6.59%² | Fixed | Up to 125% |
| Used Auto | 7.09%² | Fixed | Up to 100% |
| New Motorcycle | 7.24%² | Fixed | Up to 100% |
| Used Motorcycle | 7.74%² | Fixed | Up to 100% |
| New Boat | 7.24%² | Fixed | Up to 100% |
| Used Boat | 7.84%² | Fixed | Up to 100% |
| New RV | 7.24%² | Fixed | Up to 100% |
| Used RV | 7.84%² | Fixed | Up to 100% |
| Other Collateral | 9.50%² | Fixed | Up to 90% |
| HELOC | 9.00%² | Variable | Up to 80% LTV |
| Line of Credit | 11.99%² | Fixed | Up to $5,000.00 |
| Share Secured | 3.05%² | Fixed | Up to 100% of shares on deposit |
| Signature/Unsecured | 10.99%² | Fixed | Up to $12,000.00 |
| Visa Credit Card | 10.99%² | Non-Variable | Up to $12,000.00 |
| Priority Cash | 12.00%3 | Fixed | Up to $3,000.00 |
1Annual Percentage Rate
2Rates subject to change, based on credit worthiness. Certain restrictions may apply, contact PCU for more info.
3Rates subject to change, based on credit union relationship factors.
