Central Florida Mortgage Options: What Your Credit Union Can Offer

Finding the right mortgage loan “near me” can feel overwhelming, but Priority Credit Union is here to make the process simple and stress-free. As a trusted local institution in Central Florida, we’re committed to offering personalized mortgage and home equity lending options tailored to your unique needs. In this post, we’ll explore why a credit union is your best choice and provide an overview of our mortgage products, including HELOCs.

Why Choose a Credit Union for Your Mortgage Loan?

When it comes to mortgages, working with a credit union like Priority Credit Union offers distinct advantages over traditional banks. We provide:

  • Competitive Interest Rates: Our not-for-profit structure allows us to offer lower rates compared to many larger lenders.

  • Lower Fees: Say goodbye to excessive charges—our fees are designed with members’ best interests in mind.

  • Personalized Service: We prioritize your goals and offer guidance throughout the lending process.

  • Flexible Options: Low down payments, eligibility for second homes or income properties, and no private mortgage insurance (PMI) with certain down payments.

At Priority Credit Union, our mission is to support our members and strengthen the Central Florida community with customized mortgage solutions.

Overview of Mortgage Products

Priority Credit Union offers a diverse range of mortgage and lending options to fit every stage of life. Here’s what you can expect:

Mortgage Loans

We provide various mortgage products to suit your financial goals and circumstances:

  • Conventional Loans: Ideal for borrowers with strong credit and savings.

  • FHA Loans: Perfect for first-time homebuyers with limited down payment funds.

  • VA Loans: Tailored for veterans and active-duty service members with excellent benefits.

  • USDA RD Loans: Great for rural homebuyers seeking affordable financing.

  • Renovation Loans: Finance a home purchase and upgrades in one convenient loan.

  • Jumbo Loans: Designed for high-value properties beyond conventional loan limits.

Mortgage Refinancing

Looking to lower your interest rate, reduce monthly payments, or adjust your loan term? Refinancing with Priority Credit Union can help you achieve your financial goals while maintaining a seamless transition.


Home Equity Lines of Credit (HELOCs)

Tap into your home’s equity with a HELOC to fund major expenses like renovations, education, or debt consolidation. With flexible terms and competitive rates, you can access funds as needed, making it a versatile solution.

How to Get Started

Ready to take the next step? Priority Credit Union offers three simple ways to apply:

  • Apply for a Loan Online – Start your application anytime.

  • Apply In-Person – Visit any of our convenient branch locations in Central Florida.

  • Apply by Phone – Call us at (407) 425 - 2561 for personalized assistance.

Our team is here to support you at every stage of the process, ensuring your mortgage journey is smooth and successful.

Take Action Today

Whether you’re buying your first home, refinancing, or considering a HELOC, Priority Credit Union has the tools and expertise to help you succeed.

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