Rates


All Loan Rates

Loan Type

APR1

Rate Type

Financing
Auto

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New & Used Cars, Trucks, Vans and SUVs 1.99%² Fixed Up to 100% Apply Now »
Motorcycle
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New & Used 3.99%² Fixed Up to 100% Apply Now »
NEW Boat
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7.25%² Fixed Up to 75% Apply Now »
Used Boat

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7.75%² Fixed Up to 75% Apply Now »
New RV

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7.00%² Fixed Up to 75% Apply Now »
Used RV

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7.50%² Fixed Up to 75% Apply Now »
HELOC

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5.25%² Variable Up to 80% LTV Apply Now »
Line of Credit

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Overdraft Protection 12.00%² Fixed Up to $5,000 Apply Now »
Signature/ Unsecured

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9.00%² Fixed Up to $12,000 Apply Now »
Share / CD Secured

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3%² over deposit rate Fixed Up to 90% of amt on deposit Apply Now »
Visa Credit Card

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Includes Rewards , (available without rewards)  9.99%² Non-Variable Up to $12,000 Apply Now »

¹Annual Percentage Rate
²Rates subject to change, based on credit worthiness. Certain restrictions may apply, contact PCU for more info.


All Savings Rates

Savings Account

Account Type Annual Percentage Yield (APY) Annual Percentage Rate (APR) Minimum Deposit
Basic Savings Account

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0.20%¹ 0.20%¹ $5
IRA Savings Account

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0.75%¹ 0.75%¹ $5
Holiday Club Account

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0.50%¹ 0.50%¹ $5

 

Certificate of Deposit

Account Type Annual Percentage Yield (APY) Annual Percentage Rate (APR) Minimum Deposit
3 Month CD 0.25%¹ 0.25%¹ $500
6 Month CD 0.25%¹ 0.25%¹ $500
12 Month CD 0.50%¹ 0.50%¹ $500
16 Month CD 0.50%¹ 0.50%¹ $500
18 Month CD 0.65%¹ 0.65%¹ $500
24 Month CD 0.70%¹ 0.70%¹ $500
36 Month CD 0.90%¹ 0.90%¹ $500
60 Month CD 1.50%¹ 1.50%¹ $500
DIG Youth CD

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6.00%¹ 5.84%¹ $100
NEXT Youth CD

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5.00%¹ 4.89%¹ $100

 

IRA Certificate of Deposit

Account Type Annual Percentage Yield (APY) Annual Percentage Rate (APR) Minimum Deposit
12 Month CD 0.50%¹ 0.50%¹ $500
16 Month CD 0.50%¹ 0.50%¹ $500
24 Month CD 0.70%¹ 0.70%¹ $500
36 Month CD 0.90%¹ 0.90%¹ $500
60 Month CD 1.50%¹ 1.50%¹ $500

 

Money Market Share Account

Account Tiers Annual Percentage Yield (APY) Annual Percentage Rate (APR)
Balance less than $1000 0.0% 0.0%
Balance of
$1,000 to $9,999.99
0.25%¹ 0.25%¹

Balance of
$10,000 to $24,999.99
0.30%¹ 0.30%¹
Balance of
$25,000 to $49,999.99
0.35%¹ 0.35%¹

Balance of
$50,000 to $99,999.99
0.50%¹ 0.50%¹
Balance of
$100,000 and more
0.65%¹ 0.65%¹

¹Rates subject to change without notice.

View our fee schedule.