Insurance Products

Guaranteed Asset Protection

Many times, there is a big difference between what your insurance company will pay for your vehicle and what you owe on your loan. Most cars depreciate by thousands of dollars as soon as they drive off the lot. And, if your vehicle is stolen, damaged beyond repair or totaled, you are still liable to pay the difference. This difference, or the “gap” between your insurer’s settlement and your loan balance, will come out of your pocket for a vehicle that no longer exists.

Guaranteed Asset Protection or “GAP” could save you thousands. GAP is automotive coverage that pays the potentially high-cost difference between your insurance settlement and your loan balance on items directly related to the purchase of your vehicle.

For just a few dollars a month, GAP can save you from making loan payments on a vehicle that is beyond repair, stolen or totaled.

You can sign up for GAP when you apply for your vehicle loan. There’s no underwriting, no red tape and no hassles. For your convenience, the amount can be rolled into your monthly loan payment.

Protect your family, your car and your credit rating with GAP automotive coverage. Don’t forget to ask for the coverage when you are financing your next car with us.

Extended Vehicle Warranty

For just a few dollars a month, Mechanical Repair Coverage (MRC) could save you thousands in auto repairs.

Getting an auto loan is about more than just the right rate. It’s also about having the right protection. Instead of purchasing the expensive extended warranty from the dealer, sign up for the low-cost MRC plan at PCU that features more convenient options.

Mechanical Repair Coverage helps ensure that major repairs to your car are covered when the unexpected happens. MRC begins on the date of purchase unless your manufacturer’s warranty is still in force. Once your manufacturer’s warranty has expired, coverage starts and continues based on the plan you choose. The plan also covers rental and towing reimbursement, trip interruption for the term of your coverage, Road hazard protection, 24-hour roadside assistance and emergency travel expense reimbursement. The MRC plan pays for parts and labor for any covered repair. In most cases there is no deductible to pay.


The MRC plan is:

  • Available to be used nationwide at automobile dealers or repair facilities

  • Transferable if you sell your vehicle to a private party

  • Cancelable at any time on a pro-rata basis

  • Convenient with toll-free claims authorization number

  • Hassle-free, because the repair facility is paid directly by the plan

  • Flexible, since you can choose coverage and terms (months and miles) that match your vehicle and your driving habits

  • Please contact us for a quote on Mechanical Repair Coverage

Trustage Insurance

Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected.

TruStage insurance products and programs help members protect what matters most. Backed by more than 80 years of working in partnership with credit unions and their members, you’ll find products and programs for life, car, accidental death and dismemberment, and more.

Welcome to TruStage and insurance the credit union way. To learn more, get quotes or just explore, visit TruStage.com.


TruStage™ Auto Insurance Program

Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.

If you haven’t compared auto insurance lately, it’s a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 855.483.2149.


TruStage™ Life Insurance Plans

We offer TruStage Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage.

Learn about this important coverage or call 855.612.7909 for more information.


$1.000.00 of TruStage™ Accidental Death and Dismemberment Insurance Coverage Is Yours.

One of the nice benefits of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

You can get $1,000.00 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000.00 AD&D coverage from CMFG Life at affordable rates.

Sign up for your no-cost or additional protection today.


©Copyright 2015, TruStage. All Rights Reserved. TruStage™ insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

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Since 1973 The Family Security Plan® has been connecting credit union families with high quality supplemental insurance benefits that fit your lifestyle and budget. With Priority Credit Union and The Family Security Plan® on your side, take the first steps toward securing your family’s future. 

Through a partnership with The Family Security Plan®, we are pleased to offer members:

Whole Life Insurance
Secure your family’s future with permanent protection that never expires.  Should you need cash for any purpose, you may borrow against the cash value in your life insurance policy.  

Term Life Insurance
If your family is faced with the loss of you and your income, ease the financial burden with protection at an affordable price for a specific length of time.

Disability Income Insurance
In the event that you are unable to work due to a disabling injury or illness this is a convenient, affordable way to ensure you have income.

Critical Illness Insurance
Focus on getting better with a lump sum benefit paid directly to you upon the first diagnosis of a covered critical illness.*

Accident Insurance
Handle the medical and out of pocket costs that add up after a covered accidental injury with this benefit.

For a personal consultation or to begin building a customized Family Security Plan® program, call 855-789-4976 or click https://familysecurityplan.com/contact/.

To find out more about any of The Family Security Plan® programs, visit www.familysecurityplan.com.

*Covered critical illnesses are defined in the policy.