Loans at Priority Credit Union 

Auto Loans

At Priority Credit Union, we offer competitive rates and flexible terms for both new and pre-owned vehicles, including cars, trucks, and SUVs. With our convenient Auto Loan pre-approvals, you can shop confidently, knowing your budget and monthly payments upfront.

Already have an Auto Loan? Let us help you save money by refinancing it. Apply now to discover how much you could save through a reduced interest rate and enjoy the following benefits:

  • Fast application and closing process

  • No application fee

  • No prepayment penalty

  • Same low rate for new or used vehicles

  • Extended vehicle warranties and GAP insurance at competitive rates

3 EASY WAYS TO APPLY FOR YOUR AUTO LOAN WITH PRIORITY CREDIT UNION:

Motorcycle Loans

At Priority Credit Union, we offer Motorcycle Loans with competitive rates and flexible terms. Whether you're eyeing a new ride or a pre-owned gem, our convenient loan pre-approvals empower you to shop confidently, knowing your budget and monthly payments in advance.

If you have already financed your motorcycle elsewhere, let Priority Credit Union help you save money by refinancing it. Apply now to see how much you could save through a reduced interest rate with benefits like:

  • Fast application and closing process

  • No application fee

  • No prepayment penalty

  • GAP insurance at competitive rates

  • Same low rate for new or used vehicles


3 easy ways to apply for your next motorcycle loan:

Recreational Vehicle Loans

Looking to finance your next adventure? At Priority CU, we provide low rates and flexible terms for both new and pre-owned RVs and boats. Before you hit the road or set sail, contact us to verify the requirements, options, and borrowing amount available to you.

With Priority CU, you can expect:

  • Competitive rates tailored for recreational vehicles

  • Flexible terms to suit your budget and lifestyle

  • Expert guidance to help you navigate the loan process

  • Same low rate for new or used vehicles

Don't let financing hold you back from your outdoor dreams. Apply now and embark on your next adventure with confidence!


3 easy ways to apply for your next recreational vehicle loan:

Personal Loans

UNSECURED LINE OF CREDIT

  • Amount You Can Borrow - For the Line of Credit, borrow from $500.00 up to $5,000.00. You pay the money back only when you use it.

  • Minimum Monthly Payment - Unsecured Line of Credit minimum payment is $25.00 or 3% of outstanding balance.

  • Annual Percentage Rates - Never pay interest on any unused amount and receive a competitive low fix rate on the balance.

  • Additional Features - The Line of Credit makes excellent overdraft protection for your PCU Checking Account.


Signature Loan

When you need a quick, convenient source of cash for immediate needs, like car repairs, home improvements or a major purchase, a Priority Credit Union Signature Loan delivers!

The benefits of a Signature Loan from PCU:

  • Lower interest rate than credit cards or cash advances

  • Fixed payments

  • Flexible repayment terms

  • Fast application and closing process

  • No application fee

  • No pre-payment penalty

Get started and apply today:


Share SecureD Loan

Short of ready cash to cover unexpected expenses? Leave your savings untouched. Get a low interest rate and flexible payment terms with a Priority CU Share Secured Loan. Based on your Share Accounts (Basic Savings, Money Market or Certificate Account) – borrow up to 90% of the balance in your account.

Lower interest rate than credit cards or cash advances. (Your rate will be 3% over the deposit rate of your share account up to 60 months, or 4% over the deposit for loans 61-84 month).

  • Fast application and closing process

  • No application fee

  • No pre-payment penalty

3 EASY WAYS TO APPLY FOR YOUR PERSONAL LOAN WITH PRIORITY CREDIT UNION:

Priority Cash

Whether you need a little extra cash for college, groceries, an emergency car repair, or anything in between, a Priority Cash Loan can help. In under 60 seconds, you can get money when you need it most. The money is deposited right into your account; no credit check required!

Priority Cash Life Event Loans can help you build or repair your credit and are a smart alternative to high-interest loans.

Features: 

  • Loans up to $500-$3,000 with payback terms up to 18 months

  • 12% interest rate

  • No credit check

  • Instant loan decision

  • Can be used to build or repair credit

Requirements:

  • Must be a member for 90 days

  • Must be 18 years or older

  • $35 loan processing fee

APPLY for a PRIORITY CASH LOAN ANYTIME, ANYWHERE, VIA ONLINE OR MOBILE BANKING.

VISA® Products

With the Priority CU Platinum VISA® Credit Card, you can enjoy our rewards program with rates as low as 10.99% APR*. There is one non-variable rate for cash advances, credit purchases, and balance transfers.

Why Choose a Priority CU Platinum VISA® Credit Card:

  • Save money: Transfer your balance today! Rates as low as 10.99% APR*

  • Scorecard Rewards Program, rates as low as 10.99% APR

  • FREE account alerts. Stay on top of your account.  Set up custom alerts to notify you by text message or e-mail when key changes or transactions have been made to your account

  • Same rate for purchases and cash advances

  • No balance transfer fee

  • Shop online with peace of mind using verified by VISA®

  • 25-day grace period for repayment of the balance for purchases

  • No annual fee

  • No transaction fee for purchases or cash advances

Discover how much money you could save by lowering the interest rate on your current credit card debt with our Credit Card Calculator.

Verified by VISA®

PCU’s Verified by VISA® is the easy new way to enjoy added security for all your online VISA® card purchases. Priority Credit Union and VISA® are pleased to offer you this great service at no additional charge.

Register your card today!

DON’T HAVE A PCU PLATINUM VISA® CREDIT CARD YET?

Mortgages & Home Loans

Home Equity Line of Credit

Unlock the potential of your home with a Priority Credit Union Home Equity Line Of Credit. Whether you're looking to renovate, consolidate debt, or pursue other financial goals, our low rates and flexible terms make it easy to access the equity you've built.

  • Variable-rate, revolving credit line that you can access anytime, for any amount up to your authorized spending limit

  • Spending limits from $10,000.00 up to $150,000.00 or more 20 term year (10 year draw, 10 year payback)

  • 24/7 access to your credit line through Online Banking

  • Interest may be tax deductible

  • Competitive rates

  • Standard payment with interest and principal

  • As balance declines, funds are re-useable

3 EASY WAYS TO APPLY FOR YOUR PERSONAL LOAN WITH PRIORITY CREDIT UNION:

MortGages

At Priority CU, we understand that buying a home is one of life's biggest decisions. That's why we're here to offer personalized mortgage solutions tailored to your needs.

SEARCH PROPERTIES FOR SALE

Here you will find real estate available through PCU. Please keep in mind, PCU makes no warranties or representations regarding the condition of the property. The property is strictly sold “as is,” without warranty, either expressed or implied, as to mechanical or physical condition. PCU reserves the right to refuse any and all offers.

There are no properties available at this time.